The Empower Federal Credit Union is a auto loan from Empower Federal Credit Union. The ongoing APR is Up to 36 mo as low as 5.49%; 37-48 mo as low as 5.74%; 49-66 mo as low as 5.99%; 67-75 mo as low as 6.24%; 76-84 mo as low as 6.74%. Loan terms: Terms: Up to 36 mo, 37-48 mo, 49-66 mo, 67-75 mo, 76-84 mo.