Empower Federal Credit Union — Personal Credit Card

The Empower Federal Credit Union is a personal credit card from Empower Federal Credit Union. The ongoing APR is Index (Prime Rate) 7.00% + Margin 5.24% to 14.49% = Current APR 12.24% to 17.99%; Maximum APR 17.99% (effective September 17, 2026). Rewards: Empower FCU ScoreCard® Rewards: earn points with every purchase; redeem for gift cards, travel services, and more.

Other Empower Federal Credit Union cards & products

• Empower Federal Credit Union All Credit Levels — CDFI Lender
• Empower Federal Credit Union — Personal Loan
• Empower Federal Credit Union — Auto Loan
• Empower Federal Credit Union — Auto Loan
• Empower Federal Credit Union — Auto Loan
• Empower Federal Credit Union — Business Loan
• Empower Federal Credit Union — Business Line of Credit
• Empower Federal Credit Union — Business Loan

Sources & citations

• https://www.empowerfcu.com/personal/borrow-credit/empower-credit-card
• https://www.empowerfcu.com/personal/borrow-credit/auto-center/auto-motorcycle-loans
• https://www.empowerfcu.com/about-us/rates/credit-card-rates
• https://mapping.ncua.gov/api/CreditUnionDetails/GetCreditUnionDetails/3025
• https://mobile.apply.empowerfcu.com/cc/CreditCard.aspx?enc=Kw21Wblm1yxpjJabdoZaD-xqgl62riZ2M1aJ_o6NN1-gmzS9heXuPQfEvYoGCDpnIO9swBl_dPhEtp1P_Ago6g
• https://www.empowerfcu.com/about-us/membership