The Empower Federal Credit Union is a auto loan from Empower Federal Credit Union. The ongoing APR is Up to 36 mo 7.99%; 37-48 mo 8.49%; 49-66 mo 8.74%; 67-75 mo 9.49%; 76-84 mo 9.74%; 85-144 mo 11.74%; 145-180 mo 12.49%. Loan terms: Terms: Up to 36 mo, 37-48 mo, 49-66 mo, 67-75 mo, 76-84 mo, 85-144 mo, 145-180 mo.