The Dupaco Community Credit Union is a mortgage from Dupaco Community Credit Union. The ongoing APR is Purchase: 7.13% rate, 0 points, 7.26% APR; Refinance: 7.13% rate, 0 points, 7.28% APR. Rates effective as of 10/14/2026; quotes assume a 30-day rate lock, owner-occupied primary or secondary residence, minimum credit score 760 and 75% LTV. Approval typically requires a credit score of A credit score of at least 620 is needed for a fixed-rate loan (Dupaco also considers income, savings and debts) or higher. Loan terms: 20-year fixed rate.