The Credit Union of Atlanta is a home equity loan from Credit Union of Atlanta. The ongoing APR is Fixed rate: as low as 7.00% APR (up to 5 years, 60 months); as low as 7.25% APR (over 5 years, 120 months max); rates effective as of 12/23/2025. Typical credit limit: Approval amount based on equity in home. Loan terms: Fixed monthly payment; up to 60 months or up to 120 months maximum.