The Credit Union of Atlanta is a auto loan from Credit Union of Atlanta. The ongoing APR is New vehicles: 3.49% (12-24 mo), 3.99% (25-60 mo), 4.29% (61-72 mo, over $25,000), 4.54% (73-84 mo); used vehicles 2016-present: as low as 3.99% (12-24 mo), 4.29% (25-60 mo), 4.54% (61-72 mo), 4.79% (73-84 mo); base APR, 0.25% discount with automatic payments; rates effective as of 12/23/2025. Typical credit limit: Up to 115% financing of purchase price + tax, tag, title and GAP insurance (qualified buyers). Loan terms: Terms up to 84 months.