The CPM Federal Credit Union is a mortgage from CPM Federal Credit Union. The ongoing APR is 6.140% (6.688% APR), 5/1 ARM; rates accurate as of 10/6/2026. Typical credit limit: Maximum loan amount up to $450,000.00. Loan terms: 5/1 ARM with 30-year amortization; adjusts yearly after year 5 (max 2% per year, 5% over the life of the loan; 1-Year Treasury Constant Maturity Index).