The CPM Federal Credit Union is a personal credit card from CPM Federal Credit Union. The annual fee is $0 (no annual fee). The ongoing APR is Fixed APR 14.25% - 17.99% (as of 9/18/2026). Signup bonus: 50,000 bonus points when you spend $2,500 or more within the first 90 days. Rewards: 2X points on groceries and gas; 1X points on everything else; redeem for gift cards, merchandise, travel or statement credits (Pay at Purchase / Pay at Pump).