The AdelFi is a business credit card from AdelFi. The annual fee is $0. The ongoing APR is Variable APR of 16.49% based upon your creditworthiness (rates and terms effective 10/14/2026) after a 0% introductory APR on purchases for 6 months introductory rate for 6 months. Signup bonus: $300 when you spend $3,000 in net purchases within the first 3 months of account opening. Rewards: Unlimited 1.5% cash back through CURewards (1.5 points per $1 of net purchases; points accrue over five calendar years).