The AdelFi is a personal credit card from AdelFi. The annual fee is $0. The ongoing APR is 14.49% to 28.49% variable (disclosure effective September 23, 2026) after a 0% intro APR on purchases for 12 billing cycles; 0% intro APR on balance transfers made in the first 60 days introductory rate for 12 months. Signup bonus: $300 When You Spend $3,000 in the First 3 Months. Rewards: 1.5% Cash Back on every purchase. Cash back: 1.5% Cash Back. This product reports activity to your personal credit report.