Visa Infinite® Reserve Rewards+ Card — Univest Bank and Trust Co.

Visa Infinite® Reserve Rewards+ Card — Univest Bank and Trust Co. is a personal credit card from Univest Bank and Trust Co.. Application typically pulls a hard report from TransUnion. The annual fee is $390. The ongoing APR is 19.24% to 28.24% variable, based on creditworthiness (terms accurate as of 10/2026). Signup bonus: 50,000 bonus points when you spend $4,500 within the first 90 days. Rewards: 6X points on prepaid travel booked directly in the Travel Center; 2X points on all other eligible purchases; complimentary Priority Pass Select membership.

Other Univest Bank and Trust Co. cards & products

• Visa Signature® Travel Rewards+ Card — Personal Credit Card
• Unlimited Cash Card — Personal Credit Card
• Visa Signature® Max Cash Preferred Card — Personal Credit Card
• Zero+ Card — Personal Credit Card
• Visa Signature® College Real Rewards Card — Personal Credit Card
• Visa Signature® Everyday Rewards+ Card — Personal Credit Card

Sources & citations

• Rewards, Annual fee, APR, Sign-up bonus: https://creditcardlearnmore.com/11t3/index?ecdma-lc=23367&ecid=OTHE_25940 (checked 2026-10-23)
• Lender name, Issuer, Product name, Product type, Underwriter, Foreign transaction fee: https://online1.elancard.com/oad/terms.controller?step=display&offerId=V3DR37RBXP&locationCode=23367 (checked 2026-10-29)
• Intro APR, Intro APR length: https://www.mycardapply.com/synindex/?ecdma-lc=23367&ecid=OTHE_25940&offertype=0 (checked 2026-10-23)
• Credit bureau: https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/What-point-drop-should-I-expect-from-2-new-revolving-accounts/m-p/6871290#M208725 (checked 2026-10-20)
• Credit bureau by state: https://www.doctorofcredit.com/fidelity-visa-2-back-card-150-sign-up-bonus-publicly-available/#comment-2135809 (checked 2026-10-20)