Visa Signature® College Real Rewards Card — Univest Bank and Trust Co.

Name: Visa Signature® College Real Rewards Card — Univest Bank and Trust Co.
Brand: Univest Bank and Trust Co.
Availability: InStock

Visa Signature® College Real Rewards Card — Univest Bank and Trust Co. is a personal credit card from Univest Bank and Trust Co.. Application typically pulls a hard report from TransUnion. The annual fee is No annual fee. The ongoing APR is 17.99% to 28.24% variable, based on creditworthiness (terms accurate as of 10/2026) after a 0% introductory APR for the first 6 billing cycles on purchases and balance transfers introductory rate. Signup bonus: 2,500 bonus points after your first purchase. Rewards: 1.5X points per $1 spent on all eligible purchases.

Other Univest Bank and Trust Co. cards & products

Sources & citations

Rewards, Annual fee, APR, Sign-up bonus: https://creditcardlearnmore.com/11t3/index?ecdma-lc=23367&ecid=OTHE_25940 (checked 2026-10-23)
Lender name, Issuer, Product name, Product type, Underwriter, Foreign transaction fee: https://online1.elancard.com/oad/terms.controller?step=display&offerId=215W8882M1&locationCode=23367 (checked 2026-10-29)
Intro APR, Intro APR length: https://www.mycardapply.com/synindex/?ecdma-lc=23367&ecid=OTHE_25940&offertype=0 (checked 2026-10-23)
Credit bureau: https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/What-point-drop-should-I-expect-from-2-new-revolving-accounts/m-p/6871290#M208725 (checked 2026-10-20)
Credit bureau by state: https://www.doctorofcredit.com/fidelity-visa-2-back-card-150-sign-up-bonus-publicly-available/#comment-2135809 (checked 2026-10-20)