The Olympia Federal Savings is a business credit card from Olympia Federal Savings. Application typically pulls a credit report from TransUnion. The annual fee is No annual fee. The ongoing APR is 16.49% to 25.49% variable, based on creditworthiness (terms accurate as of 10/2026) after a 0% introductory APR for the first 18 billing cycles on purchases and on balance transfers (balances transferred within 558 days from account opening) introductory rate. Rewards: 5% cash back on prepaid air, car rental, attractions and hotel purchases made via the Travel Center; $50 annual statement credit per card after $5,000 in net purchases via the Travel Center.