The Olympia Federal Savings is a business credit card from Olympia Federal Savings. Application typically pulls a credit report from TransUnion. The annual fee is $0 introductory annual fee for the first 12 months, then $95 for Account Owners and $0 for Authorized Employees. The ongoing APR is 18.49% to 25.49% variable, based on creditworthiness (terms accurate as of 10/2026) after a No introductory APR introductory rate. Signup bonus: 20,000 bonus points (worth up to $200) when you spend $500 on the Authorized Officer’s card within the first 90 days of account opening. Rewards: 1 point per $1 on eligible net purchases; 2 points per $1 in your top 2 highest spend categories each billing cycle; 5X points on prepaid hotels and car rentals booked directly in the Travel Center.