The CCFBank is a personal credit card from CCFBank. Application typically pulls a hard report from TransUnion. The annual fee is No annual fee. The ongoing APR is Signature Real Rewards: 17.99% to 28.24% based on your creditworthiness when you open your account. Platinum Real Rewards: 17.99% to 28.24% based on your creditworthiness when you open your account. This APR will vary with the market and is based on the Prime Rate. (terms accurate as of 10/2026) after a 0% introductory APR on purchases for the first 6 billing cycles; 0% introductory APR on balance transfers for the first 6 billing cycles for balances transferred within 186 days from account opening introductory rate. Signup bonus: 2,500 bonus points (worth up to $25) after your first purchase. Rewards: 1.5X points per $1 spent on all eligible purchases.