The CCFBank is a personal credit card from CCFBank. Application typically pulls a hard report from TransUnion. The annual fee is No annual fee. The ongoing APR is 17.49% to 28.49% based on your creditworthiness when you open your account. This APR will vary with the market and is based on the Prime Rate. (terms accurate as of 10/2026) after a 0% introductory APR on purchases for the first 21 billing cycles; 0% introductory APR on balance transfers for the first 21 billing cycles for balances transferred within 651 days from account opening introductory rate. Rewards: 4% cash back on prepaid travel booked directly in the Travel Center; $15 annual statement credit after making purchases for 11 consecutive months; cell phone protection (reimbursement up to $600 if your cell phone is stolen or damaged when you pay your monthly cell phone bill with the card); a $0 fee 3-month ExtendPay Plan offer each calendar year after the 0% introductory APR has expired. Loan terms: Revolving credit card; due date 24-30 days after the close of each billing cycle; no interest on new purchases if the entire balance (or Plan Adjusted Balance) is paid in full by the due date each month; interest on cash advances and balance transfers from the transaction date; optional Card ExtendPay fixed-payment plans.