The Amplify Credit Union is a personal credit card from Amplify Credit Union. Application typically pulls a hard report from TransUnion. The annual fee is $0. The ongoing APR is 18.24% to 28.24% variable, based on creditworthiness (Prime-based) after a 0% introductory APR for the first 12 billing cycles on purchases and balance transfers (balances transferred within 366 days) introductory rate. Rewards: 3% cash back on all purchases for 12 billing cycles (up to $20,000), then 1.5% cash back on all purchases; 5% on prepaid hotel and car reservations booked in the Travel Center.