The Amplify Credit Union is a personal credit card from Amplify Credit Union. Application typically pulls a hard report from TransUnion. The annual fee is $0. The ongoing APR is 17.99% to 28.24% variable, based on creditworthiness (Prime-based) after a 0% introductory APR for the first 12 billing cycles on purchases and balance transfers (balances transferred within 366 days) introductory rate. Signup bonus: $150 bonus when you spend $500 within the first 90 days. Rewards: 5% cash back in two categories of your choice (first $2,000 in combined purchases each quarter); 2% cash back on one everyday category of your choice; 1% on all other eligible purchases.