The AbbyBank is a personal credit card from AbbyBank. Application typically pulls a hard report from TransUnion. The annual fee is $0. The ongoing APR is 18.24% to 28.24% based on your creditworthiness when you open your account. This APR will vary with the market and is based on the Prime Rate. (terms accurate as of 10/2026) after a 0% introductory APR for the first 12 billing cycles on purchases and on balances transferred within 366 days of account opening introductory rate. Rewards: 3% cash back on all purchases for the first 12 billing cycles (up to $20,000), then 1.5% cash back on all purchases; 5% cash back on prepaid hotel and car reservations booked directly in the Travel Center. Loan terms: Revolving personal credit card; due date 24-30 days after the close of each billing cycle; no interest on new purchases if the balance is paid in full by the due date; minimum interest charge $1; optional Card ExtendPay plans.