The AbbyBank is a personal credit card from AbbyBank. Application typically pulls a hard report from TransUnion. The annual fee is $0 introductory annual fee for the first 12 months. After that, $99. The ongoing APR is 19.24% to 28.24% based on your creditworthiness when you open your account. This APR will vary with the market and is based on the Prime Rate.. Signup bonus: 25,000 points when you spend $2,000 within the first 120 days. Rewards: 4X points on eligible travel, gas stations and EV charging stations (excludes discount stores/supercenters and wholesale clubs), entertainment and recreation purchases; 1.5X points on all other eligible purchases; complimentary Priority Pass Select membership.