The Security Service Federal Credit Union is a personal credit card from Security Service Federal Credit Union. Application typically pulls a hard report from TransUnion. The annual fee is $0. The ongoing APR is 15.45% to 18.00% variable for purchases, based on creditworthiness (disclosure dated September 17, 2026; 18.00% is the maximum permitted rate) after a No introductory APR introductory rate. Signup bonus: $100 cash back when you spend $500 within 90 days of account opening. Rewards: Unlimited 1.5% cash back on every purchase.