The Security Service Federal Credit Union is a personal credit card from Security Service Federal Credit Union. Application typically pulls a hard report from TransUnion. The annual fee is $0. The ongoing APR is 11.24% to 18.00% variable for purchases, based on creditworthiness (disclosure dated September 17, 2026; 18.00% is the maximum permitted rate) after a 0% intro APR on balance transfers for 12 months from the first balance transfer made within 90 days of account opening introductory rate.