The Skyla Credit Union is a personal credit card from Skyla Credit Union. Application typically pulls a hard report from Experian. The annual fee is $0. The ongoing APR is 17.15% variable APR after the 12-month introductory period after a 0.00% introductory APR on purchases for 12 months from account opening introductory rate for 12 months. Signup bonus: 25,000 bonus points when you spend $1,000 in the first 90 days. Rewards: Unlimited 2X rewards points on all purchases. Typical credit limit: Limits up to $50,000.