The Skyla Credit Union is a business credit card from Skyla Credit Union. The annual fee is $0. The ongoing APR is 14.90% APR after a 0% APR introductory rate for 12 months. Typical credit limit: Credit limits up to $50,000. Loan terms: Revolving business credit card; 25-day grace period on purchases. This product does not report routine activity to your personal credit (only on default if a personal guarantee is required).