The PNC is a business credit card from PNC. Application typically pulls a credit report from Experian. The annual fee is $0. The ongoing APR is 17.49% to 27.74% variable, based on creditworthiness, varies with prime rate (Summary of Account Terms dated 09/26) after a Introductory 0% APR on purchases for the first 9 billing cycles following account opening introductory rate for 9 months. Signup bonus: $400 statement credit after making at least $3,000 in net purchases during the first three billing cycles following account opening. Rewards: Unlimited 1.5% cash back on all net purchases; no category restrictions and no caps. Cash back: 1.5% unlimited cash back on all net purchases. Loan terms: Revolving business credit card. This product does not report routine activity to your personal credit (only on default if a personal guarantee is required).