The PNC is a personal credit card from PNC. Application typically pulls a hard report from Experian. The annual fee is $0. The ongoing APR is 18.49% to 28.49% variable, based on creditworthiness after a 0% intro APR on balance transfers for the first 15 months when transferred within the first 90 days of account opening introductory rate for 15 months. Approval typically requires a credit score of 650-700 or higher. Signup bonus: $250 for making $1,000 or more in purchases during the first 3 months after account opening; one new-account bonus per customer per product within a 24-month period. Rewards: 4% cash back on gas station purchases, 3% on dining at restaurants and 2% on grocery store purchases on the first $8,000 in combined purchases in these categories annually; 1% on all other purchases. Cash back: $250 Cash Back. Typical credit limit: Must qualify for a minimum credit line of $500. Loan terms: Revolving credit card; due date at least 21 days after the close of each billing cycle; no interest on purchases if the full balance is paid by the due date; minimum interest charge $1.50. This product reports activity to your personal credit report. Pre-qualification available (soft pull)