Business Real Rewards — Elan Financial Services is a business credit card from Elan Financial Services. Application typically pulls a credit report from TransUnion. The annual fee is $0. The ongoing APR is 17.49% to 26.49% variable after a 0% introductory APR introductory rate for 6 months. Rewards: 1.5 points per dollar on eligible net purchases and 5.5 points per dollar on prepaid car and hotel reservations through the Travel Center.. Exact Fox Valley/Elan business card. Unpublished underwriting fields remain unverified rather than inherited from the former combined row.