Business Zero+ — Elan Financial Services is a business credit card from Elan Financial Services. Application typically pulls a credit report from TransUnion. The annual fee is $0. The ongoing APR is 16.49% to 25.49% variable after a 0% introductory APR introductory rate for 18 months. Rewards: 5% cash rewards on prepaid air, car rental, attractions, and hotel purchases through the Travel Center; $50 annual statement credit after $5,000 in eligible Travel Center purchases.. Cash back: 5% on eligible Travel Center purchases; $50 annual Travel Center statement credit after $5,000 in eligible purchases.. Exact Fox Valley/Elan business card. Unpublished underwriting fields remain unverified rather than inherited from the former combined row.