The Newtown Savings Bank is a personal credit card from Newtown Savings Bank. The annual fee is No annual fee*. The ongoing APR is a variable APR that is Prime + 5.74% to Prime + 13.74% applies based on creditworthiness*. The APR will not exceed 23.99%. after a 0% introductory APR on purchases and balance transfers for 6 months introductory rate for 6 months. This product reports activity to your personal credit report.