The Newtown Savings Bank is a business credit card from Newtown Savings Bank. The annual fee is $99 annual fee*. The ongoing APR is Prime + 2.99%* after a 0% introductory rate for 6 months. Rewards: 2% cash back on travel & dining; 1% cash back everywhere else; additional 1% cash back at local merchants. Cash back: 2% cash back on travel & dining, 1% cash back everywhere else. This product does not report routine activity to your personal credit (only on default if a personal guarantee is required). Bureau pull varies by state: Experian (~50%), Equifax (~30%), TransUnion (~7%).