The Hanmi Bank is a personal credit card from Hanmi Bank. Application typically pulls a hard report from TransUnion. The annual fee is No annual fee. The ongoing APR is 17.99% to 28.24% variable, based on creditworthiness and Prime Rate after a 0% introductory rate for 12 months. Signup bonus: $150 bonus after $500 or more in eligible net purchases within 90 days of account opening. Rewards: 5% cash back on the first $2,000 in combined purchases each quarter in 2 chosen categories; 2% unlimited cash back on 1 chosen everyday category; 1% unlimited cash back on all other eligible purchases. Cash back: 5% cash back on first $2,000 in combined net purchases each quarter in 2 chosen categories. This product reports activity to your personal credit report.