The Hanmi Bank is a business credit card from Hanmi Bank. The annual fee is $50 Annual statement credit.. The ongoing APR is 15.99% - 24.99% Variable after a 0% Introductory APR introductory rate for 18 months. Approval typically requires a credit score of Good (700+) or higher. Signup bonus: $100 Annual statement credit after 11 consecutive monthly software transactions. Rewards: 5% Cash Back on travel booked with the card in the Rewards Center. Cash back: 5% Cash Back on travel booked with the card in the Rewards Center (prepaid airfare, attractions, car rental and hotel). Typical credit limit: $5,000 - $50,000. This product does not report routine activity to your personal credit (only on default if a personal guarantee is required).