The Signal Financial Federal Credit Union is a personal credit card from Signal Financial Federal Credit Union. The annual fee is No Annual Fee. The ongoing APR is 13.25%–18.00% APR after a 0% APR for the first 12 months after card opening on purchases and balance transfers introductory rate for 12 months. Signup bonus: Spend $1000 in the first 90 days and secure 10,000 bonus points. Rewards: Earn 3 points for every $1 in purchases on airlines, hotels, and motels. Earn two points for every $1 in purchases at restaurants, grocery stores, and automated gasoline dispensers. 1 point for every $1 is a standard feature of the Platinum Visa credit.. Cash back: 10,000 bonus points. Typical credit limit: $500 to $40,000. This product reports activity to your personal credit report.