The Signal Financial Federal Credit Union is a personal credit card from Signal Financial Federal Credit Union. The annual fee is No Annual Fee. The ongoing APR is 14.25%–18.00% APR after a 0% APR for the first 12 months after card opening on purchases and balance transfers introductory rate for 12 months. Signup bonus: Spend $1000 in the first 90 days and secure $100 bonus cash back. Rewards: 3% cash back on travel purchases, 2% cash back on gas, groceries, and restaurants, 1% cash back on everything else. Cash back: $100 bonus cash back. Typical credit limit: $5,000 to $40,000. This product reports activity to your personal credit report.