VISA Classic — NASA Federal Credit Union is a personal credit card from NASA Federal Credit Union. Application typically pulls a hard report from Experian. The annual fee is $0. The ongoing APR is 12.4%-17.99% (terms page accurate as of September 18, 2025; page does not say whether variable) after a as low as 8.9% APR on balance transfers made within 90 days, for life of balance introductory rate for 90 months. This product reports activity to your personal credit report.