VISA Platinum Cash Rewards — NASA Federal Credit Union is a personal credit card from NASA Federal Credit Union. Application typically pulls a hard report from Experian. The annual fee is $0. The ongoing APR is 16.99%-17.99% variable, Prime-based (terms page accurate as of September 18, 2025) after a as low as 8.9% APR on balance transfers made within 90 days, for life of balance introductory rate for 90 months. Rewards: Unlimited 1.5% cash back on net purchases, paid annually to accounts open and in good standing. Cash back: 1.5% cash back on every purchase. This product reports activity to your personal credit report.