The Navigant Credit Union is a personal credit card from Navigant Credit Union. The annual fee is $0. The ongoing APR is 18.24% to 28.24% variable (rates and fees table dated March 1, 2026) after a 0% intro APR on purchases for the first 6 months; 0% intro APR on balance transfers for the first 12 months introductory rate for 6 months. Signup bonus: $100 cash back after spending $1,000 in the first 90 days. Rewards: Unlimited cash back: 3% on restaurants, take-out and food delivery including Bryant University dining purchases; 3% on Bryant University bookstore purchases and branded gear; 2% on groceries, gas and streaming services; 1% on everything else. Cash back: $100 for spending $1000 in the first 90 days.