The Navigant Credit Union is a personal credit card from Navigant Credit Union. The annual fee is $0. The ongoing APR is 17.24% to 27.24% variable (rates and fees table dated March 1, 2026) after a 0% intro APR on purchases for the first 12 months; 0% intro APR on balance transfers for the first 18 months introductory rate for 12 months.