The America's Christian Credit Union is a personal credit card from America's Christian Credit Union. Application typically pulls a hard report from Experian. The annual fee is $0. The ongoing APR is 13.90% to 21.90% variable after the 6-month intro (as low as 13.90%; indexed to the Prime Rate) after a 0% introductory APR introductory rate for 6 months. Rewards: 1.25 points per $1 on purchases; 2.50 points per $1 at charitable organizations; redeem for cash, travel, merchandise, gift cards at CURewards. Typical credit limit: Minimum $5,000 and maximum $50,000. This product reports activity to your personal credit report.