The America's Christian Credit Union Good Credit is a personal credit card from America's Christian Credit Union. Application typically pulls a hard report from Experian. The annual fee is $0. The ongoing APR is 14.15% to 19.15% variable (as low as 14.15%) after a 0% on new purchases and 3.9% on balance transfers for the first 6 months from card issuance introductory rate for 6 months. Approval typically requires a credit score of Good (670+) or higher. Rewards: A portion of every purchase gives back to Christian ministries. Typical credit limit: $1,000 minimum to $50,000 maximum. This product reports activity to your personal credit report.