The Visa Everyday Rewards+ is a personal credit card from Visa Everyday Rewards+. Application typically pulls a hard report from Experian. The annual fee is null. Signup bonus: $150 bonus reward (15,000 points) after you spend $500 within the first 90 days of account opening. Rewards: 4x unlimited points on dining, take-out, and food delivery, 2x unlimited points at grocery stores, grocery delivery, gas stations, and streaming services, 1x unlimited points on all other eligible purchases.