The Visa Everyday Rewards+ is a personal credit card from Visa Everyday Rewards+. Application typically pulls a hard report from Experian. The annual fee is null. The ongoing APR is 19.49% to 29.74% after a 0% introductory APR introductory rate for 6 months. Signup bonus: $150 bonus reward after you spend $500 within the first 90 days of account opening. Rewards: 4x unlimited points on dining, take-out & food delivery, 2x unlimited points at grocery stores, grocery delivery, gas stations and streaming services, 1x unlimited points on all other eligible purchases.