The OnDeck Established Business is a business loan from OnDeck. Application typically pulls a credit report from Experian. The annual fee is $0. The ongoing APR is Average 53.2% APR for OnDeck term loans originated in the half-year ending June 30, 2026. Approval typically requires a credit score of 625 personal FICO score or higher. Rewards: Loyalty discounts on repeat loans. Typical credit limit: $5,000 to $400,000. Funding speed: as soon as the same day. Loan terms: Repayment terms up to 24 months. Minimum annual revenue: $100K business annual revenue. Minimum time in business: 1 Year in business. Fast approval, same-day funding. Need 1+ years in business and $100K+ annual revenue. Daily or weekly repayment. Terms 3-24 months. Line of credit also available.