The OnDeck Established Business is a business line of credit from OnDeck. Application typically pulls a credit report from Experian. The annual fee is No annual fees, monthly fees or draw fees. The ongoing APR is Average 59.8% APR for OnDeck lines of credit originated in the half-year ending June 30, 2026. Approval typically requires a credit score of 625 personal FICO score or higher. Typical credit limit: $6,000 to $200,000. Funding speed: as soon as 24 hours later. Loan terms: 12, 18 or 24 months with weekly or monthly payments; interest only on amounts drawn; no prepayment penalty. Minimum annual revenue: $100K business annual revenue. Minimum time in business: 1 Year in business. This product does not report routine activity to your personal credit (only on default if a personal guarantee is required). Requires 1+ year in business, $100K+ annual revenue. Reports to D&B and Experian business. Weekly repayments. 12-month revolving terms. Good for building business credit.