The Travis Credit Union is a personal credit card from Travis Credit Union. The annual fee is $25. The ongoing APR is 8.99% – 18.99% after a 5.99% introductory rate for 12 months. Signup bonus: 15,000 Bonus Points for Platinum Visa, 20,000 Bonus Points for Signature Visa. Rewards: ScoreCard Rewards (opt-in, $25/year). Cash back: 1.5% cash back on Signature Visa. This product reports activity to your personal credit report. Soft-pull pre-qualification is available — no hard inquiry to check approval odds. Pre-qualification available (soft pull) Accessible via FFA membership ($8/year, Financial Fitness Association).