The Travis Credit Union is a business credit card from Travis Credit Union. Application typically pulls a hard report from Experian. The annual fee is $0.00. The ongoing APR is Variable rates based on the U.S. Prime Rate. Signup bonus: Earn 30,000 Bonus Points by spending $3,500 on Net Qualifying Transactions within the first 90 days. Rewards: Earn unlimited 1.5% cash back on Net Qualifying Transactions.. Cash back: 1.5% cash back. This product does not report routine activity to your personal credit (only on default if a personal guarantee is required). Primary bureau pull: Equifax per community data. Accessible via FFA membership ($8/year, Financial Fitness Association).