The Travis Credit Union is a business credit card from Travis Credit Union. Application typically pulls a hard report from Experian. The annual fee is $0.00. The ongoing APR is 14.99% to 23.99% variable for purchases (U.S. Prime Rate 7.00% + margin 7.99% to 16.99%, set by creditworthiness; balance transfers and cash advances 16.99% to 25.00%; rates disclosure accurate as of October 2026). Signup bonus: Earn 30,000 Bonus Points by spending $3,500 on Net Qualifying Transactions within the first 90 days. Rewards: Earn unlimited 1.5% cash back on Net Qualifying Transactions.. Cash back: 1.5% cash back. Loan terms: Revolving business credit card; due date at least 25 days after each billing-cycle close; no interest on purchases if the entire balance is paid by the due date; interest on cash advances and balance transfers from the transaction date; minimum interest charge $5.00; minimum monthly payment the greater of 2% of the new balance or $20.00 plus any past-due amount and over-limit amount. This product does not report routine activity to your personal credit (only on default if a personal guarantee is required). Primary bureau pull: Equifax per community data. Accessible via FFA membership ($8/year, Financial Fitness Association).