The Financial Partners Credit Union Visa Platinum is a personal credit card from Financial Partners Credit Union Visa Platinum. The annual fee is $0. The ongoing APR is 12.74% - 28.49% after a 0% introductory rate for 12 months. Approval typically requires a credit score of Fair Credit OK or higher. Rewards: None — this card focuses on rate savings, not perks.. This product reports activity to your personal credit report. BT Fee: 3% of the amount transferred or $10 minimum (whichever is greater). Post-intro APR: Variable rate ranging from 13.49% to 31.24%