The Financial Partners Credit Union All Credit Levels is a cdfi lender from Financial Partners Credit Union. The ongoing APR is 6.75% to a maximum APR of 18.00% after a 4.99% introductory rate for 6 months. Approval typically requires a credit score of 630 or higher. Rewards: 250 APEX Rewards Points per month when you complete 15 or more debit card signature transactions totaling a minimum of $1,000.. Loan terms: Loan subject to borrower and property qualifications, not all applicants may be approved.. This product reports activity to your personal credit report. Financial Partners Credit Union is a member-owned financial institution located in Downey, CA, providing a range of financial services including personal and business loans. They serve individuals and businesses in California, focusing on community development and financial empowerment. Services include: business loans, personal loans, auto loans, mortgages. US Treasury certified CDFI Credit Union in Downey, CA. Membership required.