The Cash Back is a personal credit card from Cash Back. Application typically pulls a credit report from TransUnion. The annual fee is $0. The ongoing APR is 17.49%–29.99% (variable) after a 0% introductory rate for 15 months. Approval typically requires a credit score of Good (670+) or higher. Signup bonus: $200 after spending $500 in purchases in the first 3 months.. Rewards: 1% cash back rewards on all eligible purchases. Cash back: 1% cash back on all purchases. This product reports activity to your personal credit report. Excellent for combining a long 0% APR period with solid, flat-rate cashback—ideal for both debt payoff and ongoing spend. Fifth Third Bank Truly Simple Credit Card. BT Fee: $5 or 4% of the transferred amount, whichever is greater. Post-intro APR: 19.24% – 29.99% variable, depending on creditworthiness