The Cash Back is a personal credit card from Cash Back. The annual fee is no annual fees. The ongoing APR is 12.49% to 23.49% variable APR. Signup bonus: $200 CASH BACK AFTER SPENDING $2,000 IN PURCHASES WITHIN THREE (3) MONTHS from account opening. Rewards: Earn unlimited 1.5% Cash Back Rewards. Cash back: $200 sign-up bonus if you spend $2000 in three months after opening.